Financing for trucking companies, owner-operators, freight brokers, and logistics operators. Whether you're buying a new rig, adding trailers, covering fuel and factoring gaps, or growing your fleet — we understand the trucking business.
Trucking is a working-capital business. Fuel, insurance, maintenance, and driver pay all hit before your invoices are paid. Add in equipment costs that run into six figures per rig, and it's no surprise most trucking operators live and die by their access to capital.
We fund single-truck owner-operators buying their first rig up through 100-truck fleets adding capacity. We understand aging tractors, DOT compliance costs, factoring vs. lines of credit trade-offs, and the seasonal patterns of freight.
New truck purchase. Finance a new Peterbilt, Kenworth, Freightliner, or Volvo without draining savings.
Fleet expansion. Add trucks and trailers to take on more freight lanes or contracts.
Fuel and payroll gaps. Cover operating costs while waiting 30-60 days for broker/shipper payments.
Emergency repairs. Get a rig back on the road same-day when a major component fails.
DOT compliance. Fund ELD upgrades, drug testing programs, insurance premium spikes.
Every business is different, but these are the products that fit most trucking businesses best. A funding advisor will help you pick the right one for your situation.
No application fee. No impact on your credit. A real conversation about whether SBA is the right tool for what you're trying to do.