Now funding businesses in as little as 24 hoursSBA loans up to $5MApply Now →
Funding active · accepting applications
EST. 2014 / NEW YORK

Capital that moves at the speed of your business.

From SBA loans to same-day advances, Working Capital Network gives business owners direct access to the funding they need — without the runaround. Approvals in hours. Funded in 24.

$500M+
Funded to date
24hr
Funding window
6
Capital products
98%
Client retention
All industries · Nationwide
No hard pull · Soft credit only
24hr funding · When approved
4.9★ Trustpilot · 190+ reviews
SBA Loans
Equipment Financing
Lines of Credit
Asset-Backed Lending
Term Loans
Merchant Advances
SBA Loans
Equipment Financing
Lines of Credit
Asset-Backed Lending
Term Loans
Merchant Advances
01 / Capital Products

Six ways to fund the next move.

Whether you need long-term growth capital, fast-turn working capital, or a flexible safety net, we structure financing that fits your business — not the other way around.

02 / How It Works

A loan process that respects your time.

Most business owners spend weeks chasing paperwork for a "fast" loan. We can have funds in your account within 24 hours — without cutting corners on diligence.

i

Apply

One short application — five minutes, no impact on your credit. Tell us what the capital is for.

5 min · Soft pull only
ii

Approved

A funding advisor calls you within the hour. Underwriting reviews your file with real human judgment.

Same-day decision
iii

Funded

Sign, wire, done. Capital lands in your operating account, ready to deploy.

Within 24 hours
$500M+
Capital deployed
12,000+
Businesses funded
4.9
Trustpilot rating
24hr
Funding turnaround
03 / Industries We Fund

We fund every industry.

These are just a few of the sectors we work with — but if your business generates revenue, we have a product that fits. From roofers to retailers, doctors to distributors, we've funded them all.

04 / Client Stories

Real reviews. Real businesses.

Rated 4.9 stars on Trustpilot from 190+ verified clients. Here's what a few of them said in their own words.

★★★★★
This is the first lender who did their homework on me. They knew my industry and what is possible. Amazing service — my go-to going forward.
Heather Hoffman
Verified Trustpilot Review
Trustpilot
5-star review
★★★★★
Fast, knowledgeable, and genuinely invested in helping us secure the right funding. Walked us through every step with clarity and transparency.
Dwight Montgomery
Verified Trustpilot Review
Trustpilot
5-star review
★★★★★
Chris and his team found the best deals for me and really made me feel like they were in my corner. Highly recommend all the guys at WCN.
Liz Jordan
Verified Trustpilot Review
Trustpilot
5-star review
★★★★★
Made what could have been a stressful process a smooth one. Kept me informed throughout and helped keep my business running efficiently.
Bryan Nzeakor
Verified Trustpilot Review
Trustpilot
5-star review
Read all 190+ reviews on Trustpilot →
Ready when you are

Let's get you funded.

One short application. A dedicated funding advisor. Real answers in 24 hours — not "we'll get back to you."

Start Application
Or call us direct (714) 349-9509