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Industry — Auto & Repair

Financing for auto shops and repair businesses.

Business loans and equipment financing for auto repair shops, collision centers, tire shops, quick lube operations, and specialty auto businesses. Fund equipment, expansion, and working capital.

The Overview

Funding for independent auto businesses.

Auto repair is equipment-heavy and cash-flow sensitive. Diagnostic tools, lifts, alignment machines, paint booths — the equipment costs add up fast. And insurance reimbursement timing for collision work can leave you covering costs weeks before you're paid.

We fund independent auto repair shops, collision centers, tire shops, quick lubes, transmission specialists, and other automotive businesses. Whether you're adding a bay, buying a new lift, or covering payroll during a slow month — we have a fit.

Common financing uses for Auto & Repair businesses

New equipment. Lifts, diagnostic scanners, alignment machines, or a paint booth for collision work.

Shop expansion. Add service bays, expand into an adjacent unit, or open a second location.

Insurance gaps. Bridge the wait between doing collision work and getting paid by insurers.

Certifications. Fund tech training and manufacturer certifications to expand your service offerings.

Parts inventory. Stock up on high-turnover parts to reduce turnaround time on repairs.

Products we recommend for Auto & Repair

Every business is different, but these are the products that fit most auto & repair businesses best. A funding advisor will help you pick the right one for your situation.

Ready to explore your options?

  • Free application, no impact on credit
  • Same-day response from a real funding advisor
  • Multiple product options — we'll help you pick
  • Funding as fast as 24 hours after approval
Talk to a funding advisor

Find out what you qualify for.

No application fee. No impact on your credit. A real conversation about whether SBA is the right tool for what you're trying to do.

Pre-Qualify Now
Call directly (714) 349-9509